Pre-Retiree & Retiree
You’ve worked hard your whole life. Now it’s time to enjoy the fruits of your labor. You’ve seen your share of stock brokers and insurance salespeople. But, what you really seek now involves far more than a rate of return. Your planning involves preserving what you’ve saved, navigating medical insurance, planning for longevity, and being tax efficient with your legacy.
Your concerns entail some or all the following:
Income planning as it pertains to your:
- Retirement and brokerage accounts
- Social Security filing strategies
- Real Estate: Primary Residence and Investment Properties
- Downsizing questions
Mitigating Tax Liability
- Roth Conversion considerations
- Tax loss harvesting
- Required Minimum Distribution strategies
- Estate & Probate Tax considerations
Estate Planning
- Trust considerations
- Wills, Power of Attorney, Health Care Proxy
- Gifting Strategies
Risk Management
- Wealth preservation
- Medical insurance concerns (i.e. Medicare, supplement coverage, long-term care insurance)
- Wealth transfer
